Working capital
Many companies get paid on terms by their customers but typically have to cover all costs for their products and payroll upfront. Financing this with business cashflows (equity) can become costly and impede growth. Capvia specializes in optimizing working capital financing for companies.
Growth financing
Once a company's product or service has gained traction in the market, orders start flying in. Often times when companies go to finance this growth lenders start asking for collateral (accounts receivables, inventory, etc.) that is not there since that is the very growth the company is looking to finance! Capvia specializes in growth financing even if there is not sufficient collateral today to cover the loan.
Asset purchases
Companies often need to buy assets or invest in infrastructure to build and grow their business. These assets such as inventory, machinery and equipment or even a building for the business, tend to be specialized lending that not all lenders can accommodate or provide competitive terms for. The Capvia team has spent over a decade partnering with specialty finance companies to bring the best options to their customers.